Personal Finance

Loan Comparison Calculator - Choose the Best Loan with Confidence

Best monthly payment

Best horizon cost

Least total interest

Most principal @ horizon

Side-by-side comparison

Horizon: —
Loan Amount Rate Term Upfront Payment /mo Interest (term) Interest (horizon) Cost (hzn: int+fees) Principal paid (hzn) Balance (hzn) $ / $1k (mo)
“Cost (hzn)” = interest over horizon + upfront costs (points + fees). Principal reduction builds equity and isn’t counted as a cost.

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