Personal Finance

Debt Payoff Calculator - Crush Your Debt with a Plan

The Debt Payoff Calculator helps users take control of their financial future by mapping out a clear, personalized path to becoming debt-free. Whether you're juggling credit cards, student loans, or personal debt, this tool lets you: Input multiple debts with balances, interest rates, and minimum payments Choose between Snowball (smallest balance first) or Avalanche (highest interest first) methods See your projected payoff date and total interest saved Adjust monthly contributions to test different scenarios Perfect for budgeters, financial coaches, and anyone ready to stop guessing and start progressing.

Debt-free in

Total interest

Vs minimums only

Payoff order

Month-1 breakdown

Payment$0
Interest$0
Principal$0

Debts summary

DebtBalanceAPRMin

Schedule preview

MonthPaymentInterestPrincipalTotal Balance
Preview shows first 12 months. CSV includes the full timeline.

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